The world’s fastest growing market segment
An insight into the mindset of the over 65s – the world’s fastest growing market segment
An insight into the mindset of the over 65s – the world’s fastest growing market segment
Once we understand and accept how the world is changing around us we are better placed to respond to those changes and take the key decisions that make a real difference
Do you suffer from the deep seated puritanical strictures that we so often put on ourselves? If so, you are not alone… EML coach clients going through some of the biggest changes in their lives at a time when all the certainties we once knew no longer hold true, and yet some clients feel that […]
As a rule the human race is not great at learning from history. We often are reluctant to learn from others – either because we don’t want to or we wait until it’s too late. Speak to any doctor, they spend half their day telling patients to look after their health and the other half […]
When discussing living longer with teaching staff I sometimes encounter a defensive response along the lines – ‘I’m not comfortable with the idea of telling our students that they are going to have to work longer – they won’t understand’ to which my answer is ‘Give them credit…’ I work with many people making the […]
Until recently much of the demand for EML’s services has come from that privileged sector – those with a gold-plated pension scheme. They are the ones with significant wealth who often toy-with the idea of ‘doing something’ yet, according to a leading wealth planner, in over 80% of cases they eventually decide to ‘do nothing’ and […]
One challenge faced when coaching clients through life’s second big transition (the move on from full time employment) is addressing the bigger question. Why? For decades the demands of job, mortgage, family and debt have set personal agendas and there has been little choice but to keep your head down and work through it. […]
With the prospect of a Sixth From College Careers Day looming I’ve been thinking about the challenges facing our school leavers and how to prepare them for a life that we know will be significantly different to that experienced by their parents and grandparents. I use the word ‘different’ because it will not necessarily be better […]
Raising money for the public purse is never popular while demand for increased expenditure grows every louder. Revenue staff are charged with squaring this circle and do so using three income streams – the challenge, as always, is to optimize revenue. Each stream has limits: Taxing the Living– provides the largest income stream through income […]
EML is founded on a simple idea – but one that changes everything! Time and again you will have heard that we are living longer – yet few people take the time to really think this through and understand what it means for them and their families, and for the industry they work in or […]