We’re unique
Living longer affects us all in different ways – here are some surprising common themes
Navigating Living Longer
Tag Archives: pensions
Me? retire? – but I’ve got a problem…
Baby ‘gloomers’ are reaching retirement age and many think they have a problem. Often they do, but not necessarily the problem they imagined. Baby ‘gloomers’ are the younger siblings that hang off the coattails of the Baby Boomer – they lack the brash confidence of their swinging sixties elders. For them ‘Free Love’ was replaced […]
Adapting to life’s changing patterns
How is it that some young people, early in their careers, have not only recognised the profound changes through which we are all living, but have already adapted their life planning to take full advantage of their changed expectations
Its all about what you decide to do…
If you think about anything, think about what you want to do between now and the time time you draw your last breath…
Understanding the bigger picture
John considers some unintended consequences of not taking account of the ‘bigger picture
Tackling Life’s Big Decisions
Once we understand and accept how the world is changing around us we are better placed to respond to those changes and take the key decisions that make a real difference
Learning from history
As a rule the human race is not great at learning from history. We often are reluctant to learn from others – either because we don’t want to or we wait until it’s too late. Speak to any doctor, they spend half their day telling patients to look after their health and the other half […]
Hot enough?
As I sit here with the doors open, waiting for the latest round in this summer of heatwaves to break, I wonder what the Global Warming activists are saying. Is this an ‘I told you so’ moment for them, or does the fight go on? There is little doubt that those on the other side […]
Don’t Panic….
Until recently much of the demand for EML’s services has come from that privileged sector – those with a gold-plated pension scheme. They are the ones with significant wealth who often toy-with the idea of ‘doing something’ yet, according to a leading wealth planner, in over 80% of cases they eventually decide to ‘do nothing’ and […]
Taxing Eternal Youth – a controversial guide for Revenue staff
Raising money for the public purse is never popular while demand for increased expenditure grows every louder. Revenue staff are charged with squaring this circle and do so using three income streams – the challenge, as always, is to optimize revenue. Each stream has limits: Taxing the Living– provides the largest income stream through income […]