Understanding the bigger picture
John considers some unintended consequences of not taking account of the ‘bigger picture
Understanding Living Longer
Tag Archives: pensions
Tackling Life’s Big Decisions
Once we understand and accept how the world is changing around us we are better placed to respond to those changes and take the key decisions that make a real difference
Learning from history
As a rule the human race is not great at learning from history. We often are reluctant to learn from others – either because we don’t want to or we wait until it’s too late. Speak to any doctor, they spend half their day telling patients to look after their health and the other half […]
Hot enough?
As I sit here with the doors open, waiting for the latest round in this summer of heatwaves to break, I wonder what the Global Warming activists are saying. Is this an ‘I told you so’ moment for them, or does the fight go on? There is little doubt that those on the other side […]
Don’t Panic….
Until recently much of the demand for EML’s services has come from that privileged sector – those with a gold-plated pension scheme. They are the ones with significant wealth who often toy-with the idea of ‘doing something’ yet, according to a leading wealth planner, in over 80% of cases they eventually decide to ‘do nothing’ and […]
Taxing Eternal Youth – a controversial guide for Revenue staff
Raising money for the public purse is never popular while demand for increased expenditure grows every louder. Revenue staff are charged with squaring this circle and do so using three income streams – the challenge, as always, is to optimize revenue. Each stream has limits: Taxing the Living– provides the largest income stream through income […]
A simple idea
EML is founded on a simple idea – but one that changes everything! Time and again you will have heard that we are living longer – yet few people take the time to really think this through and understand what it means for them and their families, and for the industry they work in or […]
Stuck in the middle….
I have written at length about the changing nature of later life and, more recently, about the prospects for ‘millennials’ – those facing 70 years of working life before retiring in their late 80s. But what about those stuck in the middle? The working generation sandwiched between elderly relatives who seem to be living forever […]
It’s happening…
In my last blog I suggest that those currently in their 20s will experience a different ‘life structure’ compared to earlier generations. They face the prospect of a 70 year working life during which they can expect multiple careers with a range of employers. The ‘old values’ of staying with one company and showing […]
Taking that first step….
When starting something new one of the hardest parts is taking that first step – and when it comes to planning life beyond ‘retirement’ many people are simply ‘lost’. There is a deep seated reason behind their bewilderment and facing up to that is the first task. Many people have a fixed view on what […]