Navigating Living Longer

Tag Archives: pensions

Learning from history

As a rule the human race is not great at learning from history.  We often are reluctant to learn from others – either because we don’t want to or we wait until it’s too late.  Speak to any doctor, they spend half their day telling patients to look after their health and the other half […]

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Hot enough?

As I sit here with the doors open, waiting for the latest round in this summer of heatwaves to break, I wonder what the Global Warming activists are saying.  Is this an ‘I told you so’ moment for them, or does the fight go on?  There is little doubt that those on the other side […]

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Don’t Panic….

Until recently much of the demand for EML’s services has come from that privileged sector – those with a gold-plated pension scheme.  They are the ones with significant wealth who often toy-with the idea of ‘doing something’ yet, according to a leading wealth planner, in over 80% of cases they eventually decide to ‘do nothing’ and […]

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A simple idea

EML is founded on a simple idea – but one that changes everything! Time and again you will have heard that we are living longer – yet few people take the time to really think this through and understand what it means for them and their families, and for the industry they work in or […]

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Stuck in the middle….

I have written at length about the changing nature of later life and, more recently, about the prospects for ‘millennials’ – those facing 70 years of working life before retiring in their late 80s.  But what about those stuck in the middle?  The working generation sandwiched between elderly relatives who seem to be living forever […]

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It’s happening…

In my last blog I suggest that those currently in their 20s will experience a different ‘life structure’ compared to earlier generations.   They face the prospect of a 70 year working life during which they can expect multiple careers with a range of employers.  The ‘old values’ of staying with one company and showing […]

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Taking that first step….

When starting something new one of the hardest parts is taking that first step – and when it comes to planning  life beyond ‘retirement’ many people are simply ‘lost’. There is a deep seated reason behind their bewilderment and facing up to that is the first task.  Many people have a fixed view on what […]

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Misnomers

While I am a huge Apple fan I am increasingly concerned with a fundamental flaw in their products – the description. It started with the i-Phone. This product was always far more than just a phone but 10 years on ‘making a call’ doesn’t even feature in the top 10 uses for the device. Then […]

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The Elephant in the Room

I was recently a guest at a STEMX award ceremony (they are the folks who encourage young people into careers in science and technology). It was an inspiring venue with the awards being presented by local dignitaries, resplendent in their chains of office. The messages too were upbeat and encouraging – you’re wanted, you’re needed […]

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