Navigating Living Longer

Tag Archives: generations

IGWT – Inter-generational wealth transfer.

With a ‘drains up’ review of your finances complete you might well find yourself considering IGWT. For many this is one of the hardest transitions of their life. Up to this point their whole mantra has been wealth accumulation – making money, saving money and wealth accumulation activity. In a beat this all changes – […]

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The big divide…

Long before I ran the world’s largest survey into changing attitudes towards later life I was already aware of the divide between ‘Old money’ and the rest of us. A good friend worked as a land agent advising ‘old money’ on running their estates and through him I gleaned an insight into a totally different […]

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Frail old age

The EML definition of Frail Old Age is less scientific then some… Frail Old Age begins when ‘whatever is going to get you in the end’ emerges. Over the last 50 years human life expectancy has increased by 50% yet that final stage – the run up to the end – remains between 1 to […]

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Taking the long view…

One client recently visited by someone from the strategic planning team who was trying to look beyond the many immediate challenges and determine where they should be in 20 – 30 years. I was delighted, 25 years ago the inspirational leader of the financial services organisation I worked with did the same thing and the […]

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Proclamation

I went to the Surrey reading of the Proclamation last Sunday – an event that hasn’t happened in over 70 years. It was a wonderful ‘historic’ occasion that spreads the news of the death of one Monarch and the accession of a new one. At its conclusion scrolls are handed the the mayors of Surrey […]

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Looking beyond the immediate pain….

Like many others I’m quietly horrified at the fourfold increase in my energy costs and pondering what I can do. Our wood burner, which until now has been for occasional use, may well be pressed into regular service as a major source of heat, particularly during cold snaps. I may also open up an old […]

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A mixed blessing…

As a family we’ve arrived at one of life’s ‘transition points’ The last of the previous generation is still ‘hanging in there’ but offers the prospect of a house full of everything amassed over the last century and held on to ‘just in case it might be useful’. At the other end of the spectrum […]

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Playing the odds

While the focus of EML’s research is understanding living longer it is important to say that, at an individual level, life remains a lottery and there are no guarantees. Most of the change we describe reflect a change of expectation. Be it pension funds ‘expecting’ their members to be around longer, the Health Service expecting […]

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The spice of life…

At EML we research the impact of everyone living longer. The changes identified are are every bit as profound as the digital revolution we are living through and just as far reaching. While the lottery of life remains – and not everyone will experience those extra years – the impact on them is just as […]

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Managing volunteers…

One of the greatest attractions of moving to a second career is the opportunity to do what you want to do. There is no family placing you under a financial burden and if you are fortunate enough to receive a pension you have the opportunity to consider the voluntary sector as well as paid employment. […]

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