Decisions – decisions Increasingly, I am aware of a difference between the ‘very wealthy’ and the rest of us. When it comes to possessions, they know exactly what they want, and don’t hold on to anything else. Growing up in a household familiar with post war austerity I was indoctrinated with the full set of […]
My first coaching client took a little time get the EML ‘message’, but, since then it is incorporated in everything he does. He sees the time between now and the moment he is ‘no longer around’ as a countdown clock and looks carefully at everything he is does and how he is spending his money. […]
When it comes to life planning, deciding when and how to retire is likely to be the most important decision you ever make. For earlier generations it was easy – you worked through to your 65th birthday, probably in the same industry and maybe even the same employer. It was then time to collect your […]
During our coaching programme I will ask the client what they want from various aspects of life. Many find the exercise challenging, not because they don’t know, but because their list is too long – it is an impossible ‘wish-list’. Capturing their thoughts without interrupting the ‘flow’ has made me a fast scribbler! I ask […]
Give yourself a little bounce….! When the family was younger we had a trampoline – complete with a safety net that made it look like an old fashioned gas tower. For many years it gave immense enjoyment, for bouncing on, camping under and even as a playground for the cats. As our young children grew […]
After an enforced break of over three years due to Covid, I find myself, once again, gearing up to deliver talks on EML’s research into living longer. The starting point is my earlier presentation, which is in need of updating as the data I have been using has moved on. Much of what was projected […]
One simple tool for maintaining relationships is your address book. In addition to contact information I try to include a birthday (if known) or better a date of birth (the latter containing a year – useful for those special birthdays). Birthdays show in my calendar and, for a few quid annually, I subscribe to an […]
Talking about death can be a catalyst for unusual discussions – and occasionally inspirational revelations. Some people are great planners putting considerable thought into their own demise while others, like one relative, a top class hoarder, simply shrugged and said ‘well, it won’t be my problem’. There are some that seek to exercise ‘intrusive control’ […]
With a ‘drains up’ review of your finances complete you might well find yourself considering IGWT. For many this is one of the hardest transitions of their life. Up to this point their whole mantra has been wealth accumulation – making money, saving money and wealth accumulation activity. In a beat this all changes – […]
Long before I ran the world’s largest survey into changing attitudes towards later life I was already aware of the divide between ‘Old money’ and the rest of us. A good friend worked as a land agent advising ‘old money’ on running their estates and through him I gleaned an insight into a totally different […]