Navigating Living Longer

Tag Archives: debt

Red Letter Day

A red letter day is defined as ‘any day of special significance’. The practice has Biblical roots with important days being written in red. It then extended to the Courts and Universities when the judiciary and scholars wore their dress robes on important days. In recent times this has been extended to include any day […]

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What will the grandchildren think….?

The political debate is hotting up as we head into the June election and so to are some astounding assumptions behind the claims. Some examples: Care costs preventing people from leaving their home to their children. UK life expectancy is now around 80; the average age of UK first time Mums is 28 and they […]

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Living longer changes everything

My life’s direction changed completely about 14 years ago when I reluctantly became involved with a research programme looking at the changing nature of later life. Before then I was fully committed to the belief instilled in us from birth – you grow up, you work hard and at 65 you retire – then you […]

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How much is enough?

When working with private clients I am privileged to be allowed an insight to their personal finances. I’m not talking about investment strategies or tax planning – that is the preserve of professional financial advisers – what I focus on are the basics – income, expenditure and assets. I am regularly surprised by just how […]

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Financial advice you’re unlikely to hear…

Talk to the ‘financially privileged’ amongst our focus groups and there is a common theme – they would, if possible, like to avoid Inheritance Tax being taken from their estate – but somehow they just never seem to get around to doing anything about it! There is always a reason, ‘it’s too soon’, ‘I need […]

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Valuing possessions in a digital age

In little more than a couple of generations the developed world has gone from the ‘have not’ to the ‘have’ to the ‘have too much’. Our value system, which is past down from generation to generation, has yet to catch up. Post war austerity was rapidly followed by mass-market production in the 1960s and that […]

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Harsh Judgement

Did you notice in the final few days of the recent election that a whole new class of argument emerged? One I believe was a major contributor to the unexpected Conservative victory.

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