Why should I?
What are the real benefits of Estate Planning
Navigating Living Longer
Tag Archives: debt
A change of perspective
John explores the complete change of perspective needed when moving on from working life
Tackling Life’s Big Decisions
Once we understand and accept how the world is changing around us we are better placed to respond to those changes and take the key decisions that make a real difference
Our biggest challenge – Cognitive Bias
In a rapidly changing world trusting your ‘instincts’ may not always be the best option. While I normally put great store by ‘human instinct’ I am increasingly aware that it is also my biggest challenge. When coaching clients we find a comfortable spot and spend time talking through what’s important to them. We make […]
Tackling the bigger question?
One challenge faced when coaching clients through life’s second big transition (the move on from full time employment) is addressing the bigger question. Why? For decades the demands of job, mortgage, family and debt have set personal agendas and there has been little choice but to keep your head down and work through it. […]
A simple idea
EML is founded on a simple idea – but one that changes everything! Time and again you will have heard that we are living longer – yet few people take the time to really think this through and understand what it means for them and their families, and for the industry they work in or […]
Two Steps Back
One of my favoured expressions when coaching clients is to encourage them to ‘take two steps back’ other people use different expressions but fundamentally we’re all saying ‘look at the bigger picture’. This is never more important than when looking at personal finances. For most of us taking two steps back’ seems an indulgence that […]
Stuck in the middle….
I have written at length about the changing nature of later life and, more recently, about the prospects for ‘millennials’ – those facing 70 years of working life before retiring in their late 80s. But what about those stuck in the middle? The working generation sandwiched between elderly relatives who seem to be living forever […]
Your point?
When chatting with the Digital Generation their communication style can be abrupt. Not intentionally rude they are simply being ‘direct’. So when I showed a group the global statistics on living longer they immediately ‘got it’ – as a generation they will live significantly longer than their parents and grandparents – ‘so what?’ Well, while […]
Red Letter Day
A red letter day is defined as ‘any day of special significance’. The practice has Biblical roots with important days being written in red. It then extended to the Courts and Universities when the judiciary and scholars wore their dress robes on important days. In recent times this has been extended to include any day […]