Understanding Living Longer

Category Archives: Managing Money

Gifting the next generation

Talking about death can be a catalyst for unusual discussions – and occasionally inspirational revelations. Some people are great planners putting considerable thought into their own demise while others, like one relative, a top class hoarder, simply shrugged and said ‘well, it won’t be my problem’. There are some that seek to exercise ‘intrusive control’ […]

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IGWT – Inter-generational wealth transfer.

With a ‘drains up’ review of your finances complete you might well find yourself considering IGWT. For many this is one of the hardest transitions of their life. Up to this point their whole mantra has been wealth accumulation – making money, saving money and wealth accumulation activity. In a beat this all changes – […]

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The big divide…

Long before I ran the world’s largest survey into changing attitudes towards later life I was already aware of the divide between ‘Old money’ and the rest of us. A good friend worked as a land agent advising ‘old money’ on running their estates and through him I gleaned an insight into a totally different […]

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Analysis of a good day….

Today feels like it has been a good day and I’m wondering why? This is important because, if I can work out what has made it a good day, I can work towards ensuring I have them more often! There has been no one big event – if there had then it may have been […]

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Sometimes it all happens together…

Eighteen months after his coaching one of my early clients contacted me to say that some of his old anxieties and concerns were returning. We met and reviewed his plans and the answer was clear – most of the priority goal he had set for himself were either achieved or about to be! We went […]

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Frail old age

The EML definition of Frail Old Age is less scientific then some… Frail Old Age begins when ‘whatever is going to get you in the end’ emerges. Over the last 50 years human life expectancy has increased by 50% yet that final stage – the run up to the end – remains between 1 to […]

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Taking the long view…

One client recently visited by someone from the strategic planning team who was trying to look beyond the many immediate challenges and determine where they should be in 20 – 30 years. I was delighted, 25 years ago the inspirational leader of the financial services organisation I worked with did the same thing and the […]

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Looking beyond the immediate pain….

Like many others I’m quietly horrified at the fourfold increase in my energy costs and pondering what I can do. Our wood burner, which until now has been for occasional use, may well be pressed into regular service as a major source of heat, particularly during cold snaps. I may also open up an old […]

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The spice of life…

At EML we research the impact of everyone living longer. The changes identified are are every bit as profound as the digital revolution we are living through and just as far reaching. While the lottery of life remains – and not everyone will experience those extra years – the impact on them is just as […]

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Time out

Having recently tested positive for Covid I’m starting of a period of self imposed ‘time out’. I only tested positive yesterday, and so far I am one of the lucky ones with only minor cold like symptoms which have not stopped me working. As a result I am catching up with the outstanding email traffic […]

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