Understanding Living Longer

Tag Archives: living longer

Playing the odds

I have noticed an increasing number of ads for on-line betting websites -and that worries me. Their level of cynicism is breath-taking. ‘Our app has built in ‘pauses’ to ensure you ‘take a break’ and ‘our app allows you to pre-set your spending limit’ alongside pictures of happy smiling users laughing together and celebrating their […]

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A gift worth having….

When Bismark created the world’s first state pension scheme in the 1880s he never expected to pay out – it was simply a creative (and seemingly popular) tax raising exercise. Life expectancy in Germany at the time was 48, so 65 was selected for benefit payments to start, thus ensuring there were few, if any, […]

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The acid test…

When reviewing your possessions – try this. Ask your close family what they would do with ‘your stuff’ if you were hit by the proverbial bus? Most likely their response will fall into one of a number of categories: – Items of value to be sold (house, car etc) – Items of personal value but […]

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A picture tells….

If the old saying is that ‘a picture can tell 1000 words’ – just imagine what a collage can do! One of my long term clients found that with each successive year he is embracing new experiences while continuing with the things he loves. Looking to illustrate the huge variety of these many activities I […]

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That ‘a-ha’ moment…

That ‘a-ha’ moment… Recently a client captured the essence of what we do: ‘Now get it… at some point I will no longer be here. What EML is asking me to focus on everything I can control between now and then. While our discussions are structured around your six core areas, my success comes from […]

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Founding a ‘dynasty’

A recent article in the financial press highlighted the perils of ‘gifts with reservations’ citing the Inland Revenue guidance on what constitutes a reservation. The rule that made me smile was borrowing more than three books a month from a ‘gifted personal library’- I remember driving around every charity shop in the county trying g […]

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Decisions – decisions

Decisions – decisions Increasingly, I am aware of a difference between the ‘very wealthy’ and the rest of us. When it comes to possessions, they know exactly what they want, and don’t hold on to anything else. Growing up in a household familiar with post war austerity I was indoctrinated with the full set of […]

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The lesson learnt by billionaires…

My first coaching client took a little time get the EML ‘message’, but, since then it is incorporated in everything he does. He sees the time between now and the moment he is ‘no longer around’ as a countdown clock and looks carefully at everything he is does and how he is spending his money. […]

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A suitable incentive….

Not everyone referred to EML is ready to face the reality of their changing prospects for later life. While fees are sometimes cited as being the issue, they are nothing more than a convenient excuse along with, ‘I’m too young’, ‘I’m too busy’ etc etc. The real message is ‘I don’t want to acknowledge my […]

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