With a ‘drains up’ review of your finances complete you might well find yourself considering IGWT. For many this is one of the hardest transitions of their life. Up to this point their whole mantra has been wealth accumulation – making money, saving money and wealth accumulation activity. In a beat this all changes – […]
Long before I ran the world’s largest survey into changing attitudes towards later life I was already aware of the divide between ‘Old money’ and the rest of us. A good friend worked as a land agent advising ‘old money’ on running their estates and through him I gleaned an insight into a totally different […]
October is a busy time of year in our social calendar – the long summer is over and people we know are ‘back at work’ (whatever that might be!) so it’s a good time to catch up. What I’m really enjoying is the number and sheer diversity of these gatherings. It might be post Covid […]
Like many others I’m quietly horrified at the fourfold increase in my energy costs and pondering what I can do. Our wood burner, which until now has been for occasional use, may well be pressed into regular service as a major source of heat, particularly during cold snaps. I may also open up an old […]
I recently saw a TED Talk where the speaker was encouraging his audience to keep working as, he claimed, retirement would kill you! His suggestion seemed, at first sight, diametrically opposed to the EML philosophy of transition, as soon as possible, to your post-employment ‘ second career’. On reflection however, I concluded that we were […]
As a family we’ve arrived at one of life’s ‘transition points’ The last of the previous generation is still ‘hanging in there’ but offers the prospect of a house full of everything amassed over the last century and held on to ‘just in case it might be useful’. At the other end of the spectrum […]
While the focus of EML’s research is understanding living longer it is important to say that, at an individual level, life remains a lottery and there are no guarantees. Most of the change we describe reflect a change of expectation. Be it pension funds ‘expecting’ their members to be around longer, the Health Service expecting […]
One of six personal skills needed for making the most of living longer is Embracing Change . It is almost inevitable, the longer we live, the more change we encounter. Yet not all change is good, and embracing change just because it’s there is a fools game. The skill is is retaining an open mind […]
A client asked me to review a document. In building a portfolio of activities for his second career his love of driving classic cars had led to a role driving wedding cars. What wasn’t anticipate was the very special relationship he built with each bride. Picking them up from home signalled the end of months […]
When it comes to passing on possessions there are two key questions