At any age changing your behaviour can be a challenge. We become accustom to comfortable routines which perpetuate long past their intended purpose. Sometimes its what you do and sometimes its what you don’t. Talk to many octogenarians about taking a taxi and they look at you as if you are mad. One was seriously […]
As a family we are at that ‘transitional’ stage where the older generation are in the process of ‘departing’ (either to long term care or something more permanent) while our adult children are thinking seriously about their first home. As a result, we are looking at unwanted possessions (from all generations) and saying – could […]
With a ‘drains up’ review of your finances complete you might well find yourself considering IGWT. For many this is one of the hardest transitions of their life. Up to this point their whole mantra has been wealth accumulation – making money, saving money and wealth accumulation activity. In a beat this all changes – […]
One client recently visited by someone from the strategic planning team who was trying to look beyond the many immediate challenges and determine where they should be in 20 – 30 years. I was delighted, 25 years ago the inspirational leader of the financial services organisation I worked with did the same thing and the […]
Like many others I’m quietly horrified at the fourfold increase in my energy costs and pondering what I can do. Our wood burner, which until now has been for occasional use, may well be pressed into regular service as a major source of heat, particularly during cold snaps. I may also open up an old […]
When EML started Colin was an early ‘client’. His ‘first career’, in the oil industry, ended with an industry downturn and he was looking at ‘what next’. Having seen the light, he now works ‘flat out’ doing all the things he enjoys but will still need to live to at least 120 – just to […]
At EML we research the impact of everyone living longer. The changes identified are are every bit as profound as the digital revolution we are living through and just as far reaching. While the lottery of life remains – and not everyone will experience those extra years – the impact on them is just as […]
One organisation I’m working with is planning a major shake up to ‘improve efficiency’. Nothing new, in fact they have been slow to embrace the digital world so a ‘catch up’ is long overdue. Inevitably there are cost considerations and they are currently looking for the best way to structure their business units. Listening to […]
One of six personal skills needed for making the most of living longer is Embracing Change . It is almost inevitable, the longer we live, the more change we encounter. Yet not all change is good, and embracing change just because it’s there is a fools game. The skill is is retaining an open mind […]
When it comes to passing on possessions there are two key questions