When starting something new one of the hardest parts is taking that first step – and when it comes to planning life beyond ‘retirement’ many people are simply ‘lost’. There is a deep seated reason behind their bewilderment and facing up to that is the first task. Many people have a fixed view on what […]
While I am a huge Apple fan I am increasingly concerned with a fundamental flaw in their products – the description. It started with the i-Phone. This product was always far more than just a phone but 10 years on ‘making a call’ doesn’t even feature in the top 10 uses for the device. Then […]
The international business I worked for had an extraordinary chairman, a man with the ambition and charisma to build it to be one of the top 10 FTSE stocks. He took a great interest in our graduate recruits and, whenever he could, would speak to them during their 12 week training programme. Before they met […]
This was quite a common question when EML first started talking about the global phenomenon of longevity. In the western world the increase started earlier but has been slower while in Asia life expectancy has nearly doubled in less than a lifetime. Globally human life expectancy has increased 50% in the last 50 years. What […]
The global impact of living longer affects almost everything we do. One role that has already changed significantly and will continue to change is that of pension scheme trustee. A decade ago pension scheme trustees were guardians of the funds with a fiduciary responsibility to ensure that schemes assets were sufficient to meet liabilities. The […]
It took months to come up with these three words! The initial question came from our web designer – tactful and respectful as always, she was trying to get me to distil and clarify the very essence of my dreams for EML. The consultancy was born of opportunity, we were fortunate to have businesses calling […]
I worked with a large international banks for nearly 20 years and consider myself incredibly lucky – almost every day I was eager to go to work. That said, there were no end of challenges and a fair few frustrations, but they were there to be worked through and sorted out. One reason for this […]
Living longer is changing almost every aspect of life from the age of our parents when we are born through to the number of generations we can expect to meet before we die (the current record is six). There is one area is set to change more than most – education.