Understanding Living Longer

Category Archives: Living Longer

Success – at what cost?

A key theme emerging from EML’s research into living longer is the importance, over time, of maintaining a balance across different aspects of life. At different times we inevitably get dragged in one direction or another – and that’s fine; the important thing is to restore the balance when the opportunity presents. Many people get […]

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Suit yourself – revolution or evolution….

The day after one client ‘retired’ he took all his business suits to the charity shop. For him they were a uniform and this marked a clear ‘transition’ – the end of his ‘first career’ and a first step forward to what comes next. Another took over a decade to discard the last business suit […]

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What are your plans for life?

Traditionally, once you stop working, you enter ‘old age’ – and from there, there is no return! All that is changing and these days ‘old age’ subdividing into ‘old age’ (the point your first career stops) and ‘frail old age’ (when ‘whatever is going to get you’ starts to emerge). Old age is the world’s […]

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Playing the odds

I have noticed an increasing number of ads for on-line betting websites -and that worries me. Their level of cynicism is breath-taking. ‘Our app has built in ‘pauses’ to ensure you ‘take a break’ and ‘our app allows you to pre-set your spending limit’ alongside pictures of happy smiling users laughing together and celebrating their […]

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A gift worth having….

When Bismark created the world’s first state pension scheme in the 1880s he never expected to pay out – it was simply a creative (and seemingly popular) tax raising exercise. Life expectancy in Germany at the time was 48, so 65 was selected for benefit payments to start, thus ensuring there were few, if any, […]

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The acid test…

When reviewing your possessions – try this. Ask your close family what they would do with ‘your stuff’ if you were hit by the proverbial bus? Most likely their response will fall into one of a number of categories: – Items of value to be sold (house, car etc) – Items of personal value but […]

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Taxing the dead….

When the chancellor found a hole in his balance sheet he took the easy option and turned to taxing the dead. Inheritance tax thresholds have already been frozen for over a decade – progressively dragging more people into the net and increasing the tax raised. However Covid needed a faster solution so the chancellor looked […]

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All stop…

Visiting an elderly relative at their care home I was greeted by staff at the door – fully masked and gloved – saying that their outbreak of Covid was getting worse. I decided to go in, say hello and just carry out the essential work I had come to do. Having donned mask and gloves […]

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A picture tells….

If the old saying is that ‘a picture can tell 1000 words’ – just imagine what a collage can do! One of my long term clients found that with each successive year he is embracing new experiences while continuing with the things he loves. Looking to illustrate the huge variety of these many activities I […]

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Making your own luck…

Have you ever thought ‘why do all the good things happen to them? – they are so lucky’?! The chances are they don’t feel quite to same way about their own ‘luck’. What they have learnt through experience is sometimes called to Rule of Large Numbers. Simply put, if you keep doing enough things, some […]

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