It took months to come up with these three words! The initial question came from our web designer – tactful and respectful as always, she was trying to get me to distil and clarify the very essence of my dreams for EML. The consultancy was born of opportunity, we were fortunate to have businesses calling […]
For anyone looking to make the most out of life for themselves, their families or, if they are a business, their clients, EML advocates the importance of balancing six different aspects of life. But where did this come from, how can you be sure that these really are ‘what’s important’? EML started on the back […]
Underlying much of EML’s work is the astonishing fact that global human life expectancy has increased by 50% in just 50 years. Today we share the world with five generations – each with a different perspective on the meaning of later life. Today’s octogenarians are the Surprised generation. Growing up between the wars they didn’t […]
There are diverse opinions on the fortunes of the Sandwich Generation. Those at the “hard done by’ end of the spectrum speak of being too young to enjoy the swinging sixties, enduring the AIDs epidemic rather than Free Love, facing recession rather than Big Bang, paying for rampant house price inflation rather than benefiting and […]
Telling people that we are all living longer is fraught with dangers. I have no special insight and am not being specific, I’m simply playing the odds. By looking at the big picture I can be certain that the 70+ age group is the world’s fastest growing segment – what I can’t say with certainty is who […]
When working with private clients I am privileged to be allowed an insight to their personal finances. I’m not talking about investment strategies or tax planning – that is the preserve of professional financial advisers – what I focus on are the basics – income, expenditure and assets. I am regularly surprised by just how […]
The ‘Golden Age’ of retirement is here – now – so if you’re not enjoying it you may well have missed the boat! It is, once again, the Baby Boomer generation that are reaping the financial benefits as they worked through a time of defined benefit retirement schemes. These plans were set up when members […]
The ‘Golden Age’ of retirement is here – now – so if you’re not enjoying it you may well have missed the boat! It is, once again, the Baby Boomer generation that are reaping the financial benefits as they worked through a time of defined benefit retirement schemes. These plans were set up when members […]
In our work to understand the wider implications of Living Longer we have received invaluable insight from one particular focus group – predominantly made up of people in their 80s – they represent the last of the War Generation. Most were born in the 1930s so were too young to serve but most of the […]
I worked with a large international banks for nearly 20 years and consider myself incredibly lucky – almost every day I was eager to go to work. That said, there were no end of challenges and a fair few frustrations, but they were there to be worked through and sorted out. One reason for this […]