With a ‘drains up’ review of your finances complete you might well find yourself considering IGWT. For many this is one of the hardest transitions of their life. Up to this point their whole mantra has been wealth accumulation – making money, saving money and wealth accumulation activity. In a beat this all changes – […]
The EML definition of Frail Old Age is less scientific then some… Frail Old Age begins when ‘whatever is going to get you in the end’ emerges. Over the last 50 years human life expectancy has increased by 50% yet that final stage – the run up to the end – remains between 1 to […]
One client recently visited by someone from the strategic planning team who was trying to look beyond the many immediate challenges and determine where they should be in 20 – 30 years. I was delighted, 25 years ago the inspirational leader of the financial services organisation I worked with did the same thing and the […]
I went to the Surrey reading of the Proclamation last Sunday – an event that hasn’t happened in over 70 years. It was a wonderful ‘historic’ occasion that spreads the news of the death of one Monarch and the accession of a new one. At its conclusion scrolls are handed the the mayors of Surrey […]
While the focus of EML’s research is understanding living longer it is important to say that, at an individual level, life remains a lottery and there are no guarantees. Most of the change we describe reflect a change of expectation. Be it pension funds ‘expecting’ their members to be around longer, the Health Service expecting […]
At EML we research the impact of everyone living longer. The changes identified are are every bit as profound as the digital revolution we are living through and just as far reaching. While the lottery of life remains – and not everyone will experience those extra years – the impact on them is just as […]
One organisation I’m working with is planning a major shake up to ‘improve efficiency’. Nothing new, in fact they have been slow to embrace the digital world so a ‘catch up’ is long overdue. Inevitably there are cost considerations and they are currently looking for the best way to structure their business units. Listening to […]
One of the greatest attractions of moving to a second career is the opportunity to do what you want to do. There is no family placing you under a financial burden and if you are fortunate enough to receive a pension you have the opportunity to consider the voluntary sector as well as paid employment. […]
Having recently tested positive for Covid I’m starting of a period of self imposed ‘time out’. I only tested positive yesterday, and so far I am one of the lucky ones with only minor cold like symptoms which have not stopped me working. As a result I am catching up with the outstanding email traffic […]
As part of finishing my ‘first’ career I stopped working ‘for’ people and started working ‘with’ them – and that made a big difference. I work for myself now, doing what I want. Sometimes I get paid, sometimes not – what is important is that I make a difference. Moving on from education to the […]