As a rule the human race is not great at learning from history. We often are reluctant to learn from others – either because we don’t want to or we wait until it’s too late. Speak to any doctor, they spend half their day telling patients to look after their health and the other half […]
Did you see the recent press report saying that young UK people (aged 16 – 24) are spending an average of 7 hours a day on their smart phones. The article included the normal backlash from so called ‘behavioural experts’ saying how bad this is for those involved and that their world is going down […]
Until recently much of the demand for EML’s services has come from that privileged sector – those with a gold-plated pension scheme. They are the ones with significant wealth who often toy-with the idea of ‘doing something’ yet, according to a leading wealth planner, in over 80% of cases they eventually decide to ‘do nothing’ and […]
The dramatic increase in global human life expectancy has brought unprecedented change to all our lives the ‘conventions’ we once expected to shape our lives have vanished – seemingly overnight The ‘rules’ we set ourselves as a guide through life might now be pushing us in the wrong direction Those we have once respected for […]
One challenge faced when coaching clients through life’s second big transition (the move on from full time employment) is addressing the bigger question. Why? For decades the demands of job, mortgage, family and debt have set personal agendas and there has been little choice but to keep your head down and work through it. […]
Raising money for the public purse is never popular while demand for increased expenditure grows every louder. Revenue staff are charged with squaring this circle and do so using three income streams – the challenge, as always, is to optimize revenue. Each stream has limits: Taxing the Living– provides the largest income stream through income […]
I have written at length about the changing nature of later life and, more recently, about the prospects for ‘millennials’ – those facing 70 years of working life before retiring in their late 80s. But what about those stuck in the middle? The working generation sandwiched between elderly relatives who seem to be living forever […]
In my last blog I suggest that those currently in their 20s will experience a different ‘life structure’ compared to earlier generations. They face the prospect of a 70 year working life during which they can expect multiple careers with a range of employers. The ‘old values’ of staying with one company and showing […]
While I am a huge Apple fan I am increasingly concerned with a fundamental flaw in their products – the description. It started with the i-Phone. This product was always far more than just a phone but 10 years on ‘making a call’ doesn’t even feature in the top 10 uses for the device. Then […]
When chatting with the Digital Generation their communication style can be abrupt. Not intentionally rude they are simply being ‘direct’. So when I showed a group the global statistics on living longer they immediately ‘got it’ – as a generation they will live significantly longer than their parents and grandparents – ‘so what?’ Well, while […]